for your tax refundand for all your payroll and benefit checks too. Which Account Fits You Best? $2.50 per withdrawal, plus ATM owner fees, if any. Enroll in Direct Deposit to get yout paycheck or government benefits in your Card Account up to 2 days faster. They will tell you how to reload the card. affiliation, or sponsorship, of or by SuperMoney or them of us. Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score. These are variable rates and may change To check the rates and terms you qualify for, one or more soft credit pulls will be done by If your identity is partially verified, full use of the Card Account will be restricted, If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. For people without credit, theDiscover it Secured Credit Cardis the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. Fee varies Per transfer. The APYs were accurate as of var now = new Date(); var balanceDate = now.getMonth() + "/01/" + now.getFullYear(); document.write(balanceDate);. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. You can also text to 469-513-8685. 2Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Take our 3 minute quiz and match with an advisor today. If you have a professional tax preparer, give them these To participate in the Savings and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Interest is calculated on the Average Daily Balance(s) of the Card may be used everywhere Debit Mastercard is accepted. The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. Brink's understands that time and money are valuable to you. All products or services are presented without warranty. Brink's Money Paycard - Cardholders. Can you run a netspend card as credit? No minimum balance necessary to open Savings Account or obtain the yield(s). Answer: I would suggest looking at the back of your card. Brink's Money Prepaid Account - Brink's Prepaid Mastercard Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. We maintain a firewall between our advertisers and our editorial team. deducted from check total prior to loading your Card Account. Our experts have been helping you master your money for over four decades. be restricted, but you may be able to use the Card for in-store purchase transactions. 6,000,608 and 6,189,787. What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. The interest rates and APYs of each tier may change. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family 1 - Move money to and from Savings Account - Find the closest reload locations - Load checks using mobile image capture 2 See the Cardholder Agreement for details. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. You could win up to $5,000 in the Brink's Show Me The Money Truck Sweepstakes. 4% per foreign transaction. Plus, the app is optimized for . Charges a monthly maintenance fee of up to $9.95. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. 6. You have money questions. not affiliated in any way with this program and do not endorse or sponsor this program. What is Brink's Prepaid | Brink's Money Prepaid Mastercard 9. Copyright 2023 SuperMoney, LLC. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster 1 with direct deposit of your paychecks or government benefits.. Securing cash and valuables since 1859. No minimum balance necessary to open Savings Account or obtain the yield(s). With Brink's Direct Deposit, you can get paid faster than a paper check. Netspend is a registered agent of Republic Bank & Trust Company. Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) Netspend Corporation.All rights reserved worldwide. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance. Activate your new Brink's Money Prepaid Mastercard and verify your identity. Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. to fraud prevention restrictions at any time, with or without notice. Brinks Prepaid Mastercard vs. other starter cards, Connect with Garrett Yarbrough on LinkedIn, One Time $9 - $15 Account Fee (Varies by Product), , you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. * Find surcharge free ATMs. Republic Bank & Trust Company is not affiliated in any way with this optional offer and does not endorse or sponsor this offer. For Standard text message or data rates may apply. There are no fees for purchases, and the first late fee is even waived (up to $41 after that). may affect your credit. Brinks Prepaid Mastercard at Republic Bank & Trust Company's secure website PREPAID RATING 4.8 OVERALL RATING 3.7/5.0 Our Review Brink's gives you the peace of mind you deserve. Fill in the application form. without notice pursuant to applicable law. [2] Payback Rewards SM We may also ask to see your driver's license or other identifying information. if (theYear < 1900) theYear = theYear + 1900; The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. Netspend is a registered agent of Republic Bank & Trust Company. And look at all the freebies you get: Free direct deposit. And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. Card use subject to activation and identity verification. Fraud prevention restrictions may Order a Brink's Money Prepaid Mastercard and get the peace of mind you deserve. Skip to content. We may also ask to see your driver's license or other identifying information. Brink's and NetSpend Launch Brink's Prepaid MasterCard 16 Best Prepaid Debit Cards with No Fees (2023) - CardRates.com Bankrate follows a strict Brink's Money Prepaid - Apps on Google Play Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. . See your Cardholder Agreement for details. Brink's Money Paycard on the App Store While we adhere to strict Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) This is a third-party fee and is subject to change. Brink's Prepaid Mastercard Review - AllCards.com We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. mostly not recommended The interest rates and APYs of each tier may change. Percentage taken of total check amount. We value your trust. You do have the card in your possession, correct? Brink's Complete services are provided by Brink's Capital LLC, an indirect wholly owned subsidiary of The Brink's Company. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. money on your Card via Western Union Money Transfer. What Are Different Types of Credit Cards? Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. See the Cardholder Agreement for details. When you open a Self account, a loan is placed into a certificate of deposit, which you must pay back. $3.00 per withdrawal. Approval review usually takes 3 to 5 minutes 6,000,608 and 6,189,787. be associated with the funding and use of your card. When you activate your Brink's Money Prepaid Mastercard and verify your identity, you get more than a Card. Hidden. Certain products and services may be licensed under U.S. Patent Nos. family See the Cardholder Agreement for details. It's secure, fast, and free. Open only to U.S. legal residents who are the legal age of majority or older at time/date of entry. With Brink's Direct Deposit, you can get paid faster* than a paper check. Read More The offers that appear on this site are from companies from which Bankrate.com receives compensation. The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. April Enroll in Brink's Money Payback Points. Consolidating vs. The Brinks Prepaid MasterCard comes with additional features. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Compare real offers from multiple lenders. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. sponsored products and services, or your clicking on links posted on this website. person and may be one indicator to the credit type you are eligible for. What are index funds and how do they work? Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. Open to legal residents of the 50 U.S. or DC, and legal age of majority prior to time/date of entry. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. delay availability of funds with or without notice. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. are slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could What is a Brink's money card The Brink's Money Prepaid Mastercard is an award-winning debit card with many rewarding features. Just a dollar-for-dollar match. Its hard to steer clear of these fees, especially considering the list of situational costs like a 4 percent foreign transaction fee, $5.95 90-day inactivity fee and even a $4.95 fee for a custom picture on your card. identity. Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. With ease and speed you can: * Check your account balance and transaction history. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Unless youre dedicated to a prepaid card, alternative options like one of the best checking accounts might be cheaper. Release Summary. Up to $3.95 per load. Just direct deposit $500 or more in payroll or government benefits in a calendar month to your Card Account. For more than 160 years, Brink's has secured billions of dollars and other important assets. Netspend is a registered agent of Republic Bank & Trust Company. and record information that identifies each person who opens a Card Account. Snapshot. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.